Thurgau relocation checklist

FrauenfeldGerman • Updated August 2026

Thurgau is the German-speaking canton along the south shore of Lake Constance (Bodensee), with Frauenfeld as the political capital and Kreuzlingen — the canton's largest town, directly across the border from German Konstanz — as its de-facto economic centre. The canton is one of Switzerland's most agricultural by land use (apples and the 'Mostindien' cider tradition still define rural Thurgau), but it also hosts a meaningful light-industrial and pharma-supply base (Stadler Rail in Bussnang, Bischofszell Nahrungsmittel, Mowag in Kreuzlingen). Tax burden sits a touch below the national average; rental supply is among the most relaxed in the country.

Income tax (~CHF 100k)
21.0%
Rent 1BR
CHF 1’200
Health insurance
CHF 300/mo

Thurgau · free tool

See what you'd actually pay in tax in Thurgau

Tax calculator — pre-filled for Thurgau. No signup.

First 90 days in Thurgau

  1. Build a rental dossier — Thurgau is the easiest German-speaking market in this batch but landlords still expect Betreibungsauszug, three payslips and references
  2. Register at the Einwohnerkontrolle of your TG commune within 14 days (Frauenfeld, Kreuzlingen, Arbon, Weinfelden etc.)
  3. Apply for your permit at the Migrationsamt Kanton Thurgau
  4. Pick a KVG insurer within 3 months — TG is in the lower half on premiums
  5. Open a Swiss bank account — Thurgauer Kantonalbank (TKB) is the local default
  6. Get an Ostwind abo (eastern Switzerland network) or a GA if you commute to Zurich
  7. Above CHF 120k gross, file a regular TG tax return — the canton runs its own e-filing
  8. If you have school-age kids, the Volksschule of your commune handles placement under Lehrplan 21

Pick your stage in Thurgau

Taxes, housing and insurance in Thurgau

At an indicative gross salary of CHF 100,000 (single, no kids), the combined federal, cantonal and municipal income tax in Thurgau works out to roughly 21.0%. Low taxes and affordable rents make it popular for families commuting to Zurich or Winterthur. Cantonal child deductions and family allowances apply on top of the federal allowance — for an exact figure for your household, use the official cantonal calculator linked above. Your real tax bill depends on the commune (each sets its own Steuerfuss / coefficient), your civil status, Pillar 3a contributions and any BVG buy-ins.

Thurgau has one of the easiest rental markets in Switzerland. A 1-bedroom in Kreuzlingen or Frauenfeld is broadly in line with the cantonal averages shown above, with 3-bedroom flats scaling proportionally. Anywhere east of Weinfelden is markedly cheaper still; the western strip (Frauenfeld, Münchwilen) is the natural ZH commuter belt.

Adult standard premiums in canton Thurgau on the standard franchise are among the lower in Switzerland. The canton runs as one premium region.

Thurgau · free tool

Calculate your net salary after Thurgau cantonal tax

Salary calculator — pre-filled for Thurgau. No signup.

Keep reading

All 26 canton checklists

Thurgau is set as your canton, so checklists and tools across HowToSwiss now use its rates.